Purdue tight ends/assistant special teams coach Ryan Wallace

WEST LAFAYETTE – Ryan Wallace had an endless supply of ideas.

Football coach. NASCAR pit crew member. Even a lawyer.

“That was one of them,” Wallace’s father, Kevin said while driving from Louisville to West Lafayette a week ago about his son’s desire to become a sports attorney. “That probably would’ve been the best choice for his parents.”

Well, his parents are fine with what Ryan has elected to pursue and it fits into the family narrative. He was named to Jeff Brohm’s staff as the tight ends coach and special teams assistant after spring practice. It’s his third season on Brohm’s staff, the first two in quality control helping with the offense and special teams.

That’s OK with mom – the former Dana Cunningham, who played basketball at Western Kentucky – and dad. You see, Ryan’s dad knows plenty about coaching football.

He’s served as a head coach in the high school ranks for 33 years and just completed his first season at Saint Xavier in Louisville after spending more than three decades in the Bowling Green area. He’s one of 11 coaches in the state of Kentucky to win 300 or more games. He’s a five-time state championship coach.

But did he want his son to enter this – at times – unforgiving profession, especially starting out in college?

“Originally no,” Kevin admitted. “At the college level, it’s a scary thing. You have to get yourself attached to the right people in order to move up. The way things worked out for him early in his career and to work with coach Brohm ended up being a blessing for him.”

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That blessing turned into a joyous phone call the day Ryan was told by Brohm he was being promoted to a full-time position. Although Ryan was the favorite to replace Mark Tommerdahl, who left for Texas Tech, spring practice served as an audition.

“He was fired up,” Ryan said of his dad’s reaction. “I don’t know if he was more excited about me getting the job or me not calling him about money anymore.”

Ryan did consider taking the sports attorney route and seriously flirted with becoming a pit crew member for a NASCAR team. But it would’ve been hard for him not to be involved in football based on all the factors.

The family ties. He was a ball boy for his dad’s teams. He was the water boy. He remembers dumping sand into a player’s helmet during a game. That player became a high school principal in Kentucky.

“I was always around it,” Ryan said.

His own playing career played a role, which began at Colorado before transferring to Kentucky. He played two seasons at Western Kentucky at tight end and eventually stepped into the coaching profession starting at Austin Peay, back to Western Kentucky and then Purdue.

“He works extremely hard and he played the position, so he understands it," Brohm said. "He’s assisted us on the offensive side for a while and he knows our players. Sometimes when you’re making decisions, you have to factor that in. He’s got a lot of energy and I think he has a bright future.”

The NASCAR interest was a natural fit for the Wallace family. Kevin has been taking his family to the Daytona International Speedway for the July 4 race for as long as anyone can remember.

“His mom said he was two,” Kevin said, as he continued driving to West Lafayette to pick up Ryan. The family, which includes Ryan’s younger brother, Cameron, was headed to Chicago to watch the Atlanta Braves and the Cubs at Wrigley Field.

But there’s a deeper connection to racing. Kevin’s father, Howard, was involved in drag racing. Kevin grew up around the track just like Ryan grew up around the football field.

Kevin didn’t force NASCAR on his kids, but it has given the family common ground, similar to their rooting interest in the Braves. Ryan owns a powder blue Atlanta jersey.

“It gave Ryan and Cameron a connection with my dad,” Kevin said. “My dad passed away almost 11 years ago. They were pretty young when he passed away. They had a good relationship with him. They all enjoyed NASCAR and enjoyed following it. It wasn’t just me but more of the relationship they had with their grandfather.”

Now, Ryan enters a different type of race. One where there’s recruiting to find the best prospects and bring them to Purdue. He also has to coach and develop the players on the current roster in helping the Boilermakers continue pushing forward under Brohm.

And the 29-year old Ryan Wallace remains on his own personal track. He wanted to be a full-time coach in a Power 5 program before he turned 30. He wanted it to happen sooner but Brohm wasn’t ready to hire him when Tony Levine left the program after one season in 2017.

But when Tommerdahl bolted after one year, Wallace’s patience paid off.

“I talked to him after Tony left,” Wallace said. “I thought I was ready. He said he needed someone with more experience and after that happened, I stayed in my role and did the best I could. The next time, the timing was good for me. He knew I was interested.”

Ryan will lean heavily on what he’s learned from his father and other coaches to make sure his first full-time job is a success. There’s understanding the value of preparation and evaluation – not only the opponents but players on the current roster – along with the work ethic needed to succeed and the building and maintaining of relationships.

“I think he’s doing what he’s always wanted to do,” Kevin said. “I don’t know if he was born coach but from the time he was a little boy, he grew up in the locker room, he grew up going to practices. I think it’s going to be a neat experience for him to get an opportunity to be a full-fledged assistant coach in the Big Ten at his age.

“It’s a huge responsibility but he’s got a really good background with the people he’s played for and the people he’s worked for. I think he’ll do a solid job.”

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Between cooking, working, fixing things, and coming up with new jokes, being a dad is a hard work. That’s why FOX43 wants to recognize some of our dads that have helped make us who we are.

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Nearly one-third of all U.S. households pay more than 30% of their incomes for housing, according to a 2018 study from Harvard’s Joint Center for Housing Studies. And approximately half of renter households – about 11 million – bear a severe burden from housing costs, which means they’re paying 50% or more of their income on housing. About 7.5 million American homeowners experience similar difficulties that can stifle their ability to build up their savings accounts. Furthermore, low-income and minority households are more likely to be cost-burdened by housing. And while housing takes up a major chunk of most people’s budgets, there are some cities where the amount is more disproportionate than others. With this in mind, SmartAsset took a look at the most and least severely housing cost-burdened cities in the U.S.

To find these cities, we compared the number of households spending more than 50% of their household income on housing costs to the total number of households. According to the Department of Housing and Urban Development (HUD), “housing cost-burdened” means paying more than 30% of household income on housing costs. “Severely housing cost-burdened” means paying more than 50% of household income on housing costs.

This is SmartAsset’s third study on the most and least severely housing cost-burdened cities. Check out our 2018 version here.

Key Findings

Coastal troubles. The two coasts are the most severely cost-burdened areas of the country. Of the top 10 cities in this study, six are on the East Coast and three are in California.Merrier in the middle. On the flipside, the cities with the lowest percentages of households that are severely housing cost-burdened tend to be in the middle of the country. States like Texas, Nebraska and Idaho are all represented on the lower end of our list.

The 10 Most Severely Housing Cost-Burdened Cities

1. Miami, FL

Miami, Florida may have warm weather and access to the beach, but it costs a lot to live there. This leaves 19.49% of its residents severely housing cost-burdened. Miami also ranked in the top 10 of SmartAsset’s study of how much income one would need in order to afford to pay rent comfortably, bringing the high cost of living there into sharper focus.

2. Jersey City, NJ

Jersey City, New Jersey, located right across the Hudson River from New York City, is home to both a healthy population of commuters and people who live and work in the Garden State. But almost one-fifth of those residents, 19.39%, are severely cost-burdened for housing.

3. Los Angeles, CA

Los Angeles, California comes in third on this list, with 18.50% of its residents severely housing cost-burdened. It also came in third on SmartAsset’s list of cities with the highest income needed to pay rent comfortably. The same study also found that LA had the fastest rising rent prices.

4. Hialeah, FL

In Hialeah, Florida, located near Miami, 18.06% of residents are severely housing cost-burden. Census Bureau data places 2017 median household income for this town at $31,012, which is significantly lower than the national median income of approximately $61,000.

5. New York, NY

Anyone who lives in New York City won’t be surprised to know that 17.64% of residents are severely housing cost-burdened. The five boroughs do have a high cost of living, including high home values, which likely contributes to their housing-cost burden.

6. Yonkers, NY

Just north of the Bronx is Yonkers, New York, where 17.52% of residents are severely burdened by housing costs. Yonkers is a desirable suburb about 15 miles away from Manhattan, so it’s likely that many may end up spending a large percentage of their salary to live there.

7. Long Beach, CA

A significant 16.10% of the residents in Long Beach, California are severely housing cost-burdened. Located near Los Angeles, the city is right on the beach, a benefit that may make the pain of higher expenses a little more tolerable.

8. New Orleans, LA

New Orleans, Louisiana is the only city on this list not located on the East Coast or in California. The Big Easy has 15.67% of its residents in severely housing cost-burdened situations. The city has a 26.2% poverty rate, according to Census Data. That places it atop the 50 biggest metro areas in the country for that metric.

9. Pasadena, CA

Pasadena, California is yet another representative from Southern California on this list. There, 15.44% of residents are severely housing cost-burdened.

10. Boston, MA

Boston, Massachusetts wraps up the top 10 with a rate of 15.41% of residents living with severe housing-cost burden. What’s more, Boston has 18.70% of residents living below the poverty rate. This, combined with the high housing costs of living in a major city like, leads to a high rate of housing-cost burden.

1. Lexington, KY

Lexington, Kentucky has the fewest residents with severe housing-cost burdens – just 5.76% of residents fall into this category. The town has relatively low home values, with a median value of $193,100 for owner-occupied units, according to Census data.

2. Buffalo, NY

Only 5.82% of Buffalo, New York residents are severely housing cost-burdened. A much higher percentage of Buffalonians, though, spend between 30% and 50% on housing – nearly 15%. Still, a relatively low median property value of $92,700 makes for more favorable housing conditions.

3. Salt Lake City, UT

Salt Lake City, Utah is next on this list, with a population that is 5.98% severely housing cost-burdened. But this is another city with a much higher percentage of residents who are still regularly housing-cost burdened – 14.49% of people spend between 30% and 50% of income on housing.

4. Boise, ID

In Boise, Idaho, 6.18% of residents are severely housing cost-burdened. The median household income in the city is $55,943, and 13.50% of people live in poverty.

5. Raleigh, NC

Raleigh, North Carolina, found right in the heart of the Research Triangle and with access to three universities, has a population where just 6.34% of people are severely housing cost-burdened. The town has a relatively high median income of $64,660, and 12.60% of the population lives below the poverty line.

6. Lincoln, NE (tie)

In Lincoln, Nebraska, 6.37% of the population is severely housing cost-burdened. Relatively low housing costs contribute to this – the median property value is $171,300.

6. Plano, TX (tie)

Plano, Texas, a Dallas suburb, ties with Lincoln and also has only 6.37% of its population that is severely housing cost-burdened. Another 12.51% of the population, though, is spending between 30% and 50% of total income on housing costs. Still, a high median income of $94,306 helps this city get its place on this list.

8. Garland, TX

Garland, Texas is yet another representative from the Lone Star State. Another suburb of Dallas, it has 6.43% of its population living with severe housing-cost burdens.

9. Chandler, AZ

Chandler, Arizona is a city with 6.48% of its residents in a situation of severe housing-cost burden. An additional 12.29% have housing costs between 30% and 50%. The median household income is $76,860, which likely contributes to this relatively low percentage of residents who are housing cost-burdened.

10. Peoria, AZ

Peoria, Arizona, another representative from the Grand Canyon State, closes this list. There, just 6.62% of the population is severely housing cost-burdened. A relatively high median household income of $72,142 helps make for a fairly low cost-burdened housing situation. Approximately 6.60% of people in Peoria live below the poverty line.

Data and Methodology

SmartAsset used Census Bureau data to determine the most and least severely housing cost-burdened cities. This data, which we found for 126 cities, breaks down residents into the following brackets based on the percentage of the total household income they are spending on housing: less than 20%, 20% to 24.9%, 25% to 29.9%, 30% to 34.9%, 35% to 39.9%, 40% to 49.9% and 50%. The data also lists the total number of households.

We took the number of households in each city paying more than 50% of their income on housing and divided it by the total number of households in that city in order to come up with the percentage of households that are severely housing cost-burdened. We then ranked each city based on this percentage. We also calculated the percentage of households in each city paying between 30% and 50% of their income on housing, but this did not impact the ranking.

Data comes from the U.S. Census Bureau 2017 1-year American Community Survey

Tips on Homeownership

Budget forecast. Knowing what your mortgage payment will look like before you move forward with buying a home is key. Use SmartAsset’s mortgage calculator to get an idea of what your payments could look like.Get expert help. To find the best home that fits your budget, consider speaking to a financial advisor using SmartAsset’s free financial advisor matching service. You answer a few questions and we match you with up to three advisors in your area, all fully vetted and free of disclosures.

The post Most and Least Severely Housing Cost-Burdened Cities appeared first on SmartAsset Blog.

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RALEIGH, N.C. — The Carolina Hurricanes put an old goalie in net and welcomed back their teenage draft pick. With the game tied, another young star set up their graying captain’s go-ahead goal.

Sebastian Aho assisted on Justin Williams’ key goal with 9:45 remaining, and Carolina beat the Islanders 5-2 on Wednesday night to take a 3-0 lead in their second-round series.

Teuvo Teravainen had two goals, including an empty-netter with 57.1 seconds remaining, Justin Faulk also scored and Aho added another empty-net goal with 4.8 seconds to play.

The wild-card Hurricanes — in the playoffs for the first time in a decade — moved within a victory of a berth in the Eastern Conference final and took a 3-0 series lead for just the second time since they moved to North Carolina in 1997.

The Islanders fell behind in the series, 3-0. (Gerry Broome/AP)

After losing the first two games of its first-round series with Washington, Carolina has won seven of eight and will try for the sweep Friday night.

Josh Bailey had a goal and an assist and Devon Toews scored on the power play to spark a dormant Islanders offense. The Islanders had scored one goal in the first two games of this series and its average of 2½ goals in its previous six postseason games was the lowest among the eight teams that are still playing.

"It’s a big mountain, but we’ve dug in many times this year when people doubted us," coach Barry Trotz said. "So we’re just going to have to dig in. … We have to earn the right to keep playing. That’s it. It’s do or die."

Curtis McElhinney — who at 35 years and 343 days old became the oldest goalie in NHL history to make his first playoff start — stopped 28 shots in place of Petr Mrazek, who is day to day with a lower body injury. After McElhinney made two bang-bang saves in the second period while doing a split, the crowd chanted his first name.

Canes goalie Curtis McElhinney. (Gerry Broome/AP)

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Police in North Carolina’s capital say a 2-year-old boy was seriously injured when he fell from a fourth-floor apartment.

Citing a Raleigh police release, news outlets report the toddler was unconscious when police arrived at the Lake Park Condominiums on Wednesday night. The child was hospitalized in serious condition.

Police are still investigating. No charges have been filed. No further details have been released.

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RALEIGH, NC (WTVD) —

Four days after the nation’s latest school shooting in Texas, a group of Raleigh high schoolers arrived at the state legislature fighting for some kind of political response to the epidemic.

That’s what House Bill 976 is supposed to be. It was filed this week, aimed at taking guns out of the hands of dangerous people. But it appears to be dead on arrival on Jones Street.

"When is enough, enough?" asked Durham Democratic State Rep. Marcia Morey as she and her fellow House and Senate Democrats rolled out their newest proposal to stem gun violence.

HB976 creates what they are calling an Extreme Risk Protection Order — establishing a legal mechanism for family members or guardians — to remove guns and ammo from any individual, at least temporarily — if the person threatens to do harm to themselves or to others.

"This is not a solution to gun violence, but it is a first step," Morey said.

The bill’s supporters tried to ease concerns that this was an attempt to restrict access to firearms.

"This is not going to hurt anybody who is a lawful possessor of firearms who wants to use it for hunting or other lawful means," said Durham Democratic Sen. Floyd McKissick.

But hours after the bill’s introduction, House Speaker Tim Moore, a Republican, sent the legislation to the House Rules Committee — referred to by many lawmakers as "the place bills go to die."

That was good news for many guns rights activists, who say the bill takes away due process for gun owners.

Paul Valone, president of gun-rights group Grass Roots NC calls HB976 a "gun-confiscation bill."

"Really all they’re intended in doing is blaming the gun and allowing the dangerous person to remain in the general population," Valone said. "We should all, regardless of whether we support gun rights or not, we should all be alarmed at the fact that they take away individual freedoms without due process of the law."

And while the gun-reform debate raged inside the legislature – Outside the General Assembly, Greear Webb and his classmates at Sanderson High rallied for a non-partisan solution.

"The realization came to us that we as students had to be the ones to begin the difficult conversations to call for substantial change and to press forward in search of a more peaceful time," Webb said at a news conference.

The North Carolina Town Hall for School Safety is scheduled for next Tuesday, featuring a panel of lawmakers and law enforcement officials alongside school and mental health experts.

"Like we said, dialogue is important and we can help encourage legislators to work in our benefit and towards our safety," said Sanderson High junior Woody Wisz, who is helping to organize the event.

Meantime, HB976 has no Republican support, at this point — holding only the hopes of Democrats that it will ever emerge out of the Rules Committee.

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